Two Ways to Take Payments Without a Merchant Account

Starting an online business can be tough. One major obstacle for business owners is the issue of payment. Some businesses open a merchant account to handle payments. But what can you do if you can't get, or can't afford, a merchant account?

Good news! There are ways of accepting credit card payments without having a merchant account. I'll share two of those methods with you.

There is a third option which can help you set up a merchant account, even if you think you don't qualify. This method doesn't work for everyone, but it can help 99% of people setting up their business.

These three solutions can help solve your payment problems:

Clickbank. Accept payment for your digitally-delivered products using major credit cards or e-checks. For a nominal fee (around $50), Clickbank can help. You don't have to handle the transactions or the payment. Clickbank accepts the payment, takes a small percentage, and sends you a check. Some people think that Clickbank is too expensive, but when I look at all the services they provide (including refund and bookkeeping services), I think it's a good value.

PayPal. If you offer PayPal on your sales page, it will boost your conversions, guaranteed. Like Clickbank, PayPal handles the whole transaction for a small percentage. Your customers can pay with any major credit card, even e-chacks, and they don't need a separate PayPal account. It's true!

PowerPay. So you still want a real merchant account, not a work-around like Clickbank or PayPal? You may still qualify for a merchant account, even if your credit is spotty or you have been turned down before. Visit this site: PowerPay at http://ipowerpay.com - The best Merchant Account for online Marketers. Judd Smith and his people at PowerPay have experience with online marketers. Contact them to discuss your merchant account today.

So don't be intimidated by the prospect of setting up your merchant account. These are three simple solutions that can help you get set up for collecting payments fast!